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Policy Framework

The core policies a sponsor bank or examiner asks for first, ready to edit and take to your board.

$1,195

Per institution. Fintech or Bank edition. Includes 12 months of updates.

Buy Policy Framework
Compare all 12 kits

What’s in the Policy Framework

  • CMS policy and compliance committee charter
  • Risk assessment, monitoring and testing, issue management, training, complaint, change, and exam management policies
  • BSA/AML and sanctions program policy
  • Third-party risk management and UDAAP policies
  • Code of conduct and policy governance standard
  • Bank edition adds the fintech partner program oversight policy
  • Master policy template in Word

Every file, by edition

Where a bank and a fintech run a program differently, each edition has its own version of the document. Where the rule works the same way for both, one document covers both editions.

Fintech edition: 15 files

Tools and maps (1)

  • Master Policy Template

Governance and compliance management (11)

  • Compliance Committee Charter
  • Compliance Management System (CMS) Policy
  • Compliance Risk Assessment Policy
  • Compliance Monitoring and Testing Policy
  • Issue Management and Corrective Action Policy
  • Compliance Training Policy
  • Complaint Management Policy
  • Change and Regulatory Change Management Policy
  • Exam and Review Management Policy
  • Code of Conduct, Conflicts, and Whistleblower Policy
  • Policy Governance Standard

BSA/AML, sanctions, and fraud (1)

  • BSA/AML and Sanctions Program Policy

Operational risk (1)

  • Third-Party Risk Management Policy

Consumer protection (1)

  • UDAAP Policy
Bank edition: 16 files

Tools and maps (1)

  • Master Policy Template

Governance and compliance management (11)

  • Compliance Committee Charter
  • Compliance Management System (CMS) Policy
  • Compliance Risk Assessment Policy
  • Compliance Monitoring and Testing Policy
  • Issue Management and Corrective Action Policy
  • Compliance Training Policy
  • Complaint Management Policy
  • Change and Regulatory Change Management Policy
  • Regulatory Examination Management Policy
  • Code of Conduct, Conflicts, and Whistleblower Policy
  • Policy Governance Standard

BSA/AML, sanctions, and fraud (1)

  • BSA/AML and Sanctions Program Policy

Operational risk (2)

  • Third-Party Risk Management Policy
  • Fintech Partner (BaaS) Program Oversight Policy

Consumer protection (1)

  • UDAAP Policy

Kit facts

Policy Framework: editions, files, formats, version, updates, license, and delivery
EditionsFintech and Bank editions. Choose the Fintech edition if a sponsor bank holds your accounts, cards, or loans; choose the Bank edition if your institution holds the charter, including banks that sponsor fintech programs. Credit unions use the Bank edition.
FilesFintech edition: 15 · Bank edition: 16
FormatsEditable Word files, with PDF reference copies. No macros, scripts, or links to outside data sources.
VersionVersion 1.0, regulatory content current as of October 2026.
Updates12 months of updates included. Each file shows the date its regulatory content is current through.
After the first yearUpdates continue at $179 a year (15% of the kit price). Automatic renewal is optional, chosen at checkout, and can be cancelled anytime. You keep the files either way.
LicenseOne institution, internal use. Edit the files, remove our branding, and share your adopted versions with your sponsor bank, examiners, and auditors. Read the Terms of Use and license.
DeliveryDownload right after checkout; the link is also sent by email. Card or invoice; see vendor information for procurement teams.
  • Secure checkout Payment is entered on Stripe’s encrypted checkout. Card and bank details never reach our servers.Powered by Stripe (opens in a new tab)
  • Immediate delivery Your download link appears right after checkout and is also sent by email.
  • Receipt and invoice Stripe emails a receipt and an invoice in your institution’s name for accounts payable.
  • Safe, standard files Word and Excel files with PDF copies. No macros, scripts, or links to outside data sources.
  • Edition replacement If you receive the wrong edition, email us within 30 days and we will send the correct one.

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