{"version":"https://jsonfeed.org/version/1","title":"Key Compliance Group","home_page_url":"https://keycompliancegroup.com","description":"Key Compliance Group","author":{"name":"Key Compliance Group"},"items":[{"id":"https://keycompliancegroup.com/f/debanking-is-now-a-two-sided-risk-for-your-bank","html_content":"

For years, the regulatory message to banks on account management was consistent: exit relationships that present unacceptable BSA/AML risk. Close the accounts for the money services business that can’t demonstrate adequa...

","url":"https://keycompliancegroup.com/f/debanking-is-now-a-two-sided-risk-for-your-bank","title":"Debanking Is Now a Two-Sided Risk for Your Bank","summary":"For years, the regulatory message to banks on account management was consistent: exit relationships that present unacceptable BSA/AML risk. Close the accounts for the money services business that can’t demonstrate adequa...","date_modified":"2025-12-22T19:00:00Z"},{"id":"https://keycompliancegroup.com/f/the-occ%E2%80%99s-quiet-reset-for-community-banks","html_content":"

Between September and November 2025, the OCC made a series of changes to how it supervises community banks. No single announcement made national headlines. Taken together, they represent the most significant recalibratio...

","url":"https://keycompliancegroup.com/f/the-occ%E2%80%99s-quiet-reset-for-community-banks","title":"The OCC’s Quiet Reset for Community Banks","summary":"Between September and November 2025, the OCC made a series of changes to how it supervises community banks. No single announcement made national headlines. Taken together, they represent the most significant recalibratio...","date_modified":"2025-11-28T19:00:00Z"},{"id":"https://keycompliancegroup.com/f/state-regulators-just-entered-the-baas-chat","html_content":"

For the past two years, BaaS enforcement has been a federal story. The FDIC issued consent orders against Blue Ridge Bank, Piermont Bank, and Sutton Bank. The OCC targeted Evolve Bancshares. The Federal Reserve went afte...

","url":"https://keycompliancegroup.com/f/state-regulators-just-entered-the-baas-chat","title":"State Regulators Just Entered the BaaS Chat","summary":"For the past two years, BaaS enforcement has been a federal story. The FDIC issued consent orders against Blue Ridge Bank, Piermont Bank, and Sutton Bank. The OCC targeted Evolve Bancshares. The Federal Reserve went afte...","date_modified":"2025-09-01T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/the-cta-got-gutted-your-cdd-obligations-didn%E2%80%99t","html_content":"

In March 2025, FinCEN published an interim final rule that removed the requirement for U.S. companies and U.S. persons to report beneficial ownership information under the Corporate Transparency Act. Domestic reporting c...

","url":"https://keycompliancegroup.com/f/the-cta-got-gutted-your-cdd-obligations-didn%E2%80%99t","title":"The CTA Got Gutted. Your CDD Obligations Didn’t.","summary":"In March 2025, FinCEN published an interim final rule that removed the requirement for U.S. companies and U.S. persons to report beneficial ownership information under the Corporate Transparency Act. Domestic reporting c...","date_modified":"2025-07-21T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/the-cfpb-is-down-your-compliance-obligations-aren%E2%80%99t","html_content":"

On February 10, 2025, CFPB employees arrived to work and found themselves locked out. Acting Director Russell Vought had issued a stop-work order halting all examinations, enforcement actions, and rulemaking. Staff were ...

","url":"https://keycompliancegroup.com/f/the-cfpb-is-down-your-compliance-obligations-aren%E2%80%99t","title":"The CFPB Is Down. Your Compliance Obligations Aren’t.","summary":"On February 10, 2025, CFPB employees arrived to work and found themselves locked out. Acting Director Russell Vought had issued a stop-work order halting all examinations, enforcement actions, and rulemaking. Staff were ...","date_modified":"2025-06-09T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/when-your-compliance-program-fails-the-exam","html_content":"

You have the policies. You have training completion records showing 97% of staff finished the annual BSA module. Your compliance management system is documented in a framework that looks solid in a board presentation. Th...

","url":"https://keycompliancegroup.com/f/when-your-compliance-program-fails-the-exam","title":"When Your Compliance Program Fails the Exam","summary":"You have the policies. You have training completion records showing 97% of staff finished the annual BSA module. Your compliance management system is documented in a framework that looks solid in a board presentation. Th...","date_modified":"2025-04-28T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/how-risk-assessments-strengthen-compliance-and-strategy","html_content":"

Most compliance risk assessments are completed to get them done. They satisfy an examination requirement, sit in a policy binder, and resurface 12 months later when it’s time to run the process again. The institution upd...

","url":"https://keycompliancegroup.com/f/how-risk-assessments-strengthen-compliance-and-strategy","title":"Your Risk Assessment Is Probably Not Doing What You Think It Is","summary":"Most compliance risk assessments are completed to get them done. They satisfy an examination requirement, sit in a policy binder, and resurface 12 months later when it’s time to run the process again. The institution upd...","date_modified":"2025-04-07T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/the-compliance-imperative-for-fintechs-in-us-bank-partnerships","html_content":"

When a fintech approaches a sponsor bank looking to launch a banking product, the most common question used to be about the unit economics. Increasingly, the first question is about compliance.

","url":"https://keycompliancegroup.com/f/the-compliance-imperative-for-fintechs-in-us-bank-partnerships","title":"The Compliance Imperative for FinTechs in Bank Partnerships","summary":"When a fintech approaches a sponsor bank looking to launch a banking product, the most common question used to be about the unit economics. Increasingly, the first question is about compliance.","date_modified":"2025-03-24T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/confidential-compliance-leveraging-zero-knowledge-proofs","html_content":"

Technology vendors are beginning to pitch zero-knowledge proofs to compliance officers and bank executives as a solution to the privacy-versus-compliance problem. Most compliance professionals haven’t had a reason to und...

","url":"https://keycompliancegroup.com/f/confidential-compliance-leveraging-zero-knowledge-proofs","title":"Zero-Knowledge Proofs Meet Regulatory Compliance","summary":"Technology vendors are beginning to pitch zero-knowledge proofs to compliance officers and bank executives as a solution to the privacy-versus-compliance problem. Most compliance professionals haven’t had a reason to und...","date_modified":"2025-03-10T18:00:00Z"},{"id":"https://keycompliancegroup.com/f/regtech%E2%80%99s-rise-ai-powered-compliance-in-the-us","html_content":"

Banks and fintechs are buying AI compliance tools faster than they’re building the governance to manage them. That gap is becoming an exam issue.

","url":"https://keycompliancegroup.com/f/regtech%E2%80%99s-rise-ai-powered-compliance-in-the-us","title":"AI Compliance Tools Are Spreading. Governance Isn't.","summary":"Banks and fintechs are buying AI compliance tools faster than they’re building the governance to manage them. That gap is becoming an exam issue.","date_modified":"2025-02-17T19:00:00Z"},{"id":"https://keycompliancegroup.com/f/building-a-strong-cms-a-guide-for-compliance-officers","html_content":"

A compliance management system is not a binder. It is not a policy framework uploaded to your document management system. It is not the checklist your compliance officer completes for audits. Those things are evidence of...

","url":"https://keycompliancegroup.com/f/building-a-strong-cms-a-guide-for-compliance-officers","title":"What Makes a Compliance Management System Actually Work","summary":"A compliance management system is not a binder. It is not a policy framework uploaded to your document management system. It is not the checklist your compliance officer completes for audits. Those things are evidence of...","date_modified":"2025-02-03T19:00:00Z"}]}