Compliance policies, procedures, and tools for banks and fintechs.
Developed and reviewed by a CRCM and CAMS practitioner who has built these programs for sponsor bank reviews and exams. Buy what you need, adapt it, and take it to your board.
Bank-Ready Program Kit
Flagship kit for fintechs
The complete program a sponsor bank expects to see before launch: more than 80 policies, procedures, forms, and tools, traced to the regulations in requirements and controls maps, plus a one-hour implementation call.
$2,995
Fintech or Bank edition. Per institution, with 12 months of updates.
CRCM
Certified Regulatory Compliance Manager, American Bankers Association
CAMS
Certified Anti-Money Laundering Specialist, ACAMS
15+ years
Wells Fargo, American Express, Merrick Bank, First Electronic Bank
Since 2020
Advisory and audit engagements for eight fintechs and two banks
Resources
Articles, straight answers, and free tools from the library. Start here, then buy what you need.
Articles
Free
Plain-language analysis of what regulators are doing and what it means for your program.
Compliance FAQ
Free
Short answers on BSA/AML, CIP and KYC, SARs, complaints, sponsor bank expectations, and more.
Free tools
Free
Two working workbooks from the library: a regulatory applicability matrix and a complaint log.
Tools and kits
From $149
More than 100 policies, procedures, forms, and workbooks, sold one at a time or as program kits.
Program kits
Editable Word and Excel files in a Fintech or Bank edition. Per institution, with 12 months of updates.
Policy Framework
The core policies sponsor banks and examiners ask for first: CMS, BSA/AML and sanctions, third-party risk, UDAAP, complaints, and the rest of the governance set.
$1,195
Bank-Ready Program Kit
Flagship kit
The complete library for your edition: more than 80 policies, procedures, forms, and tools, the requirements and controls maps, and a one-hour implementation call.
$2,995
Documentation and Tools Kit
The BSA/AML procedures and 13 core workbooks and logs: risk assessments, testing, issues, complaints, training, and regulatory change.
$695
Single policies, including the matching procedure where one exists, are $295. Multi-entity licenses and tailoring are also available. Compare the kits
Tools
Workbooks, logs, and report templates for the work compliance teams do every day, each one developed and reviewed by a CRCM and CAMS practitioner. Start with two free tools, or buy the one you need for $149.
XLSX
BSA/AML and sanctions risk assessment workbook
$149
XLSX
Reg E error resolution log
$149
XLSX
Sponsor bank obligations crosswalk
$149
XLSX
Regulatory applicability matrix
Free
XLSX
Complaint log and root-cause taxonomy
Free
Recent articles
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Fewer Exams, Fewer MRAs: Your Program Has to Find Problems First
Two September rules give well-rated banks under $6 billion real relief. They also push compliance problems later, where they cost more.
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The TPRM Rewrite Isn’t a Pass for Sponsor Banks
The agencies want less checklist and more judgment. That raises the bar on your documentation. It doesn’t lower it.
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Your Sponsor Bank Will Ask for a Regulatory Map. Build It First.
A regulatory applicability matrix is the cheapest way for a fintech to show it knows which rules it lives under, and the place most…
Need hands-on help?
Key Compliance Group works directly with banks and fintechs on fractional CCO and BSA officer support, program builds, risk assessments, and exam preparation.
Share your deadline and what needs attention, and we will respond within one business day.
| Advisory service | Best for |
|---|---|
| Fractional CCO or BSA Officer | Banks · Fintechs |
| Bank-ready program build | Fintechs |
| Regulatory and BSA/AML risk assessments | Banks · Fintechs |
| Compliance testing and validation | Banks · Fintechs |
| CMS gap assessment | Banks · Fintechs |
| Sponsor bank transition review | Fintechs |
| Exam and audit readiness | Banks · Fintechs |
| MRA and consent order remediation | Banks |
Mike Smith, CRCM, CAMS
Mike has spent more than 15 years in bank and fintech compliance, at Wells Fargo, American Express, Merrick Bank, and First Electronic Bank, and has advised fintechs and their sponsor banks as an independent consultant since 2020. His work covers both sides of the bank and fintech relationship: building BSA/AML and compliance management programs, standing up sponsor bank oversight, and getting programs ready for exams. He develops and reviews every kit and tool in the library.