AML/CFT Rule Readiness Kit
FinCEN and the federal banking agencies proposed new AML/CFT program rules in April 2026, including a required risk assessment process that incorporates the national AML/CFT priorities. This kit shows where your program stands against each proposed requirement and gives you the method to close the gaps.
$795
Per institution. Fintech or Bank edition. Includes 12 months of updates, plus the updated files when the final rules are issued, if that is within 36 months of purchase.
FintechBankAML/CFT Rule Readiness Kit
DOCXXLSXPDF
What’s in the AML/CFT Rule Readiness Kit
- Rule comparison and readiness workbook: current and proposed requirements side by side, with owners, dates, and evidence
- BSA/AML and sanctions risk assessment methodology built for the proposed rules
- BSA/AML and sanctions risk assessment workbook with a priorities review and trigger log
- BSA/AML and sanctions program policy
Every file, by edition
Where a bank and a fintech run a program differently, each edition has its own version of the document. Where the rule works the same way for both, one document covers both editions.
Fintech edition: 4 files
BSA/AML, sanctions, and fraud (4)
- BSA/AML and Sanctions Program Policy
- BSA/AML and Sanctions Risk Assessment Methodology
- BSA/AML and Sanctions Risk Assessment Workbook
- AML/CFT Program Rule Comparison and Readiness Workbook
Bank edition: 4 files
BSA/AML, sanctions, and fraud (4)
- BSA/AML and Sanctions Program Policy
- BSA/AML and Sanctions Risk Assessment Methodology
- BSA/AML and Sanctions Risk Assessment Workbook
- AML/CFT Program Rule Comparison and Readiness Workbook
Kit facts
| Editions | Fintech and Bank editions. Choose the Fintech edition if a sponsor bank holds your accounts, cards, or loans; choose the Bank edition if your institution holds the charter, including banks that sponsor fintech programs. Credit unions use the Bank edition. |
|---|---|
| Files | Fintech edition: 4 · Bank edition: 4 |
| Formats | Editable Word and Excel files, with PDF reference copies. No macros, scripts, or links to outside data sources. |
| Version | Version 1.0, regulatory content current as of October 2026. |
| Updates | 12 months of updates included. Each file shows the date its regulatory content is current through. It also includes the updated files when the final AML/CFT program rules are issued, if that is within 36 months of purchase. |
| After the first year | Updates continue at $119 a year (15% of the kit price). Automatic renewal is optional, chosen at checkout, and can be cancelled anytime. You keep the files either way. |
| License | One institution, internal use. Edit the files, remove our branding, and share your adopted versions with your sponsor bank, examiners, and auditors. Read the Terms of Use and license. |
| Delivery | Download right after checkout; the link is also sent by email. Card or invoice; see vendor information for procurement teams. |
- Secure checkout Payment is entered on Stripe’s encrypted checkout. Card and bank details never reach our servers.
(opens in a new tab) - Immediate delivery Your download link appears right after checkout and is also sent by email.
- Receipt and invoice Stripe emails a receipt and an invoice in your institution’s name for accounts payable.
- Safe, standard files Word and Excel files with PDF copies. No macros, scripts, or links to outside data sources.
- Edition replacement If you receive the wrong edition, email us within 30 days and we will send the correct one.
Not sure which kit fits?
Try the two free tools and the sample pages first, or ask about advisory support for a full program build.