Fraud Risk Kit
Fraud losses and customer claims are where examiners and sponsor banks look first when something goes wrong. This kit sets out how you assess fraud risk, run your Red Flags program, respond to fraud and identity theft, and handle unauthorized transfer claims and disputes within the Reg E deadlines.
$795
Per institution. Fintech or Bank edition. Includes 12 months of updates.
FintechBankFraud Risk Kit
DOCXXLSXPDF
What’s in the Fraud Risk Kit
- Fraud risk management policy: risk assessment, prevention, detection, case management, scams and elder exploitation, money mules, and loss tracking
- Identity theft prevention program (Red Flags) with a red flags applicability matrix
- Fraud and identity theft response procedure
- Reg E policy, error resolution procedure, and an error resolution log that calculates deadlines and provisional credit dates
- Card disputes and chargebacks policy, and the ACH and Nacha rules policy with the 2026 fraud monitoring requirements
Every file, by edition
Where a bank and a fintech run a program differently, each edition has its own version of the document. Where the rule works the same way for both, one document covers both editions.
Fintech edition: 9 files
BSA/AML, sanctions, and fraud (3)
- Fraud Risk Management Policy
- Identity Theft Prevention Program
- Fraud and Identity Theft Response Procedure
Deposits and payments (4)
- Electronic Fund Transfers (Reg E) Policy
- ACH and Nacha Rules Policy
- Card Disputes and Chargebacks Policy
- Reg E Error Resolution Procedure
Tools and maps (2)
- Red Flags Applicability Matrix
- Reg E Error Resolution Log
Bank edition: 9 files
BSA/AML, sanctions, and fraud (3)
- Fraud Risk Management Policy
- Identity Theft Prevention Program
- Fraud and Identity Theft Response Procedure
Deposits and payments (4)
- Electronic Fund Transfers (Reg E) Policy
- ACH and Nacha Rules Policy
- Card Disputes and Chargebacks Policy
- Reg E Error Resolution Procedure
Tools and maps (2)
- Red Flags Applicability Matrix
- Reg E Error Resolution Log
Kit facts
| Editions | Fintech and Bank editions. Choose the Fintech edition if a sponsor bank holds your accounts, cards, or loans; choose the Bank edition if your institution holds the charter, including banks that sponsor fintech programs. Credit unions use the Bank edition. |
|---|---|
| Files | Fintech edition: 9 · Bank edition: 9 |
| Formats | Editable Word and Excel files, with PDF reference copies. No macros, scripts, or links to outside data sources. |
| Version | Version 1.0, regulatory content current as of October 2026. |
| Updates | 12 months of updates included. Each file shows the date its regulatory content is current through. |
| After the first year | Updates continue at $119 a year (15% of the kit price). Automatic renewal is optional, chosen at checkout, and can be cancelled anytime. You keep the files either way. |
| License | One institution, internal use. Edit the files, remove our branding, and share your adopted versions with your sponsor bank, examiners, and auditors. Read the Terms of Use and license. |
| Delivery | Download right after checkout; the link is also sent by email. Card or invoice; see vendor information for procurement teams. |
- Secure checkout Payment is entered on Stripe’s encrypted checkout. Card and bank details never reach our servers.
(opens in a new tab) - Immediate delivery Your download link appears right after checkout and is also sent by email.
- Receipt and invoice Stripe emails a receipt and an invoice in your institution’s name for accounts payable.
- Safe, standard files Word and Excel files with PDF copies. No macros, scripts, or links to outside data sources.
- Edition replacement If you receive the wrong edition, email us within 30 days and we will send the correct one.
Not sure which kit fits?
Try the two free tools and the sample pages first, or ask about advisory support for a full program build.